Last week i have said, why you should check your credit report regularly? Now, in this post i will say how you can get your absolute free copy of credit report and the numeric mask of your credit worthiness “Credit Score“.
At first i wanna say, unfortunately you will get only one credit report for free from 3 major credit bureaus (Equifax, Experian, TransUnion) once a year, although i shared a tip on Did You Check Your Credit Report Last Month? And you may already noticed that now there are many types of score available in the market, although FICO credit score is still now popular. However, fortunately not only FICO but also other scores are also free for you.
Free Credit Report:
You may know i already wrote about government official website annualcreditreport.com where you will get your free copy of credit report. So it will be boring if i write same stuff here. Please check Did You Check Your Credit Report Last Month? and look on #At First Check Your Credit Report for Free. And must avoid FreeCreditReport.com
Free Credit Scores:
It is true and also you have to understand that you will not get your score for free unless you will not sign up for any finance or credit related service (exception are Credit Karma and Quizzle) and fortunately many of them offering free trial offer. Just you have to sign up for any service and after receiving your score you will cancel the offer. Sound pretty hot, right? Don’t worry, go ahead.
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Free FICO Credit Score:
FICO stand for Fair Isaac Corporation. As i said earlier it is most popular then other score. And i already published a post about how you can get your free FICO score.
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Other Scores:
From following sites you will get 3 major credit bureau’s score. It’s recommended to check all.
- Credit Karma: They are providing Transunion score and it’s not required to sign up any service and also credit card information isn’t required.
- CreditReport.com: You will get 3 bureaus scores. They are providing FICO from Equifax and Experian, Transunion scores. After trial (Free with 7-day credit monitoring trial) they will charge $14.95/month.
- Quizzle: Here also not required any CC information and they are providing Experian score.
Hope you will able to save your credit card money and if you like my effort, please remember to subscribe on my blog RSS FEED or Free Email Subscription for next updates.
