I tried many online and desktop personal finance softwares, but unfortunately I randomly forget to update my daily transactions. I think it occurs for the clumsy procedure of update; start PC > run application > update > blah blah..

And the most important reason is, ‘I could not update it just after the transaction’. And you might be agree with me that it will be more easy and flexible to track money from mobile rather than pc, right?

So I was seeking a mobile application which could track my expenses (debit & credit). And I download some applications. All have different key features but I like the Money Manager for its simple interface.

Now I am gonna write why it is perfect for me. And please don’t compare it with desktop software. Although I have a limitation as I am using a simple java supported cell phone. But I am assuring this will fulfill your demand.

Why Money Manager?

Money Manager

I am using Money Manager version 1.4.1, you can download it (v2.2.2) from 8mobile.org and transfer it to your mobile or you can directly download it from your mobile browser using this url [http://bit.ly/mm-joshpin]

Now your turn, do you track your finance from cell phone? Then please share which application you have been using?

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Now-a-days Australian consumers are more likely applying credit card online. Although credit card debt in Australia has become highest than past (42 billion AUD). So its clearly indicating that consumers are either not careful to payoff their monthly balances or they are not using right (best) credit card and falling down into debt! Right?

Let we read a survey result, around 50% of Australian consumers always pay off their balance in full. But maximum of them stick with their existing bank to apply credit card. So, may be they do not do any deep research!

Why you Should Compare Credit Card?

First answer me, why you will pay more when you can get the same service at the few rates? There are lots of CC company, bank in Australia are offering different offers. If you looking credit card for long term use then it’s recommended you should compare offers carefully.

There are many comparison sites in online and maximum of them are providing this service for free. Just do a google search you will find lots of comparison stuff. But as a personal finance blogger I am suggesting Credit Card Finder for my Australian audiences.

There are Several Reasons to Like:

• Customer Reviews: There are lot of consumers who using same credit card for their financial purpose. And also they know more then any of us. So it is important and will be helpful when you compare cards. And remember to leave your comment as a responsible consumer.
• Information: Why you will compare there if they do not provide sufficient information. Yes, they provide sufficient information.
• Secure Redirection: You may already noticed about online hacking, fishing etc. So Credit Card Finder will redirect you more securely to the lender’s website.
• Calculator: Also i am not used their calculators although it seem to me helpful. They have two calculators but Balance Transfer Calculator is more interesting then Interest Repayment Calculator.
• Reliable: They already able to gain popularity and also positively focused on Australian news papers.
• Categorized: As other comparison sites they have also categorized all cards by Best, Rewards, Low Interest Rate, Balance Transfer Credit Cards etc.

Also Some Reasons Why I don’t Like It:

As all of other comparison sites they also take time to update information. They are also not covering all available cards. And i think they should add rating system for better service.

When will compare must keep your needs in mind and I think Low Interest, No Annual Fees and Balance Transfer should more preferable then others.

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